Bagi yang berencana untuk transfer ke bank luar negeri dari Indonesia sekarang ini lebih dipermudah, tidak lagi seperti dahulu harus ke kantor bank, atau jasa layanan transfer uang seperti yang umum digunakan adalah Western Union, kantor Pos.
Selain melalui kantor bank, beberapa layanan seperti di kantor Pos melalui Western Union kini transfer ke luar negeri bisa melalui aplikasi pada smartphone yang tentunya dimiliki oleh banyak pengguna.
Salah satu aplikasi yang bisa dimanfaatkan untuk transaksi transfer ke luar negeri adalah aplikasi OY! Indonesia, dengan aplikasi ini pengguna bisa transfer ke rekening bank luar negeri dari Indonesia dengan mudah.
Untuk bisa melakukan transaksi dengan aplikasi OY! Indonesia ini tentunya pengguna harus registrasi terlebih dahulu dan upload data yang dibutuhkan untuk transaksi perbankan, tetapi jangan khawatir caranya mudah ko, sebelumnya sudah saya share cara daftar aplikasi OY! Indonesia ini.
Ada 10 Negara tujuan yang di rilis diaplikasi OY!, namun yang aktif sudah bisa digunakan baru ada 6 Negara dengan berbagai bank yang ada di negara tersebut, berikut adalah list bank transfer luar negeri pada aplikasi OY!:
1.BANK SINGAPORE (SGD)
- Abn Amro Bank N.v. Singapore Branch
- Abn Amro Clearing Bank N.v.
- Afc Merchant Bank
- Agricultural Bank Of China Limited, Singapore Branch
- Aia Singapore Private Limited
- Arab Bank Plc
- Australia And New Zealand Banking Group Limited
- Axis Bank Limited
- Banco Bilbao Vizcaya Argentaria Singapore Branch
- Banco Santander, S.a. Singapore Branch
- Bangkok Bank Public Company Limited
- Bankj. Safra Sarasin Ltd, Singapore Branch
- Bank Mandiri (persero)tbk. Pt
- Bank Negara Indonesia (persero) P.t.
- Bank Of America (singapore) Ltd
- Bank Of America, Na. Singapore
- Bank Of Baroda
- Bank Of China Limited
- Bank Of Communications, Singapore Branch
- Bank Of India
- Bank Of Montreal, Singapore Branch
- Bank Of Singapore Limited.
- Bank Of Taiwan
- Bank Of Tokyo-mitssubishi Ufj, Ltd., The
- Bank Pictet And Cie (asia) Ltd
- Barclays Bank Plc
- Bnp Paribas Singapore Branch
- Bnp Paribas Securities Services Sa
- Bnp Paribas Wealth Management Singapore
- Bnp Paribas Trust Services Ssingapore Limited
- Bordier And Cie
- Bp Singapore Pte Limited
- Bsi Bank Limited Singapore
- Ca Indosuez (switzerland) Sa, Singapore Branch
- Canadian Imperial Bank Of Commerce
- Cantor Fitzgerald Capital Markets Limited
- Cargill Tsf Asia Pte. Ltd.
- Cathay United Bank Singapore Branch
- Chang Hwa Commercial Bank Ltd.
- China Citic Bank International Limited Singapore Branch
- China Construction Bank Corporation, Singapore Branch
- China Merchants Bank Singapore Branch
- Cimb Bank Berhad
- Citibank Singapore Ltd
- Citibank,n.a.
- Clsa Singapore Pte Ltd.
- Cmc Markets Singapore Pte Ltd
- Commerzbank Ag, Singapore Branch
- Commonwwealth Bank Of Australia
- Coutts And Co Ltd
- Credit Agricole Cib
- Credit Industriel Et Commercial Singapore Branch
- Credit Suisse Limited
- Credit Suisse Ag, Singapore Branch
- Credit Suisse Ag, Singapore Private Banking
- Credit Suisse Securities (singapore) Pte Limited
- Ctbc Bank Co., Ltd., Singapore Branch
- Daimler South East Asia Pte.ltd.
- Daiwa Capital Markets Singapore Limited
- Dbs Bank Ltd.
- Dbs Group Holdings
- Dbs Vickers Securities Pte Ltd
- Deutsche Bank Ag
- Deutsche Bank Ag (private Banking)
- Dksh Management Pte Ltd
- Dnb Asia Ltd.
- Dnb Bank Asa, Singapore Branch
- Dvb Group Merchant Bank (asia) Ltd
- Dystar Singapore Pte Ltd
- Dz Bank Ag, Singapore Branch
- E.sun Commercial Bank, Ltd.
- Eastspring Investments Singapore Limited
- Efg Bank Ag Singapore Branchh
- Emirates Nbd Bank Pisc (enbd)
- Falcon Private Bank Ltd Singapore Branch
- Far Eastern Bank Ltd
- First Commercial Bank, Ltd.
- First Gulf Bank, Singapore Branch
- Flex Ltd.
- Fraser And Neave, Limited
- Fullerton (private) Limited
- Fullerton Fund Management Company Ltd
- Gic Private Limited
- Goldman Sachs (singapore) Pte
- Habib Bank Limited
- Hang Seng Bank Limited, Singapore Branch
- Hbz International Exchange Co (singapore) Pte Ltd
- Helvetic Investments Pte. Ltd
- Hitachi International Treasury Ltd.
- Hl Bank, Singapore
- Hsbc Bank Limited
- Hsbc Institutional Trust Services Limited
- Hsbc Securities Pte Ltd
- Hsh Nordbank Ag
- Hua Nan Commercial Bank, Singapore Branch
- Icbc Standard Bank Plc, Singapore Branch
- Ice Clear Singapore Pte Ltd
- Icici Bank Limited
- Indian Bank
- Indian Overseas Bank
- Industrial And Commercial Bank Of China
- Natixis
- Nomura Asset Management Singapore Ltd
- Nomura Investments Pte
- Nomura Singapore Limited
- Norddeutsche Landesbank Girozentrale
- Nordea Bank Finland Plc, Singapore
- Nordea Bank Sa Singapore Branch
- Norinchukin Bank, The
- Northern Trust Company
- Ntuc Income Insurance Co-operative Limited
- Ocbc Securities Private Limitedd
- Oversea-chinese Banking Corporation Limited
- Petredec International Pte Ltd Financial Department
- Philippine National Bank-singapore
- Proa Partners Pte Ltd
- Pt.bank Rakyat Indonesia (persero) Tbk., Singapore Branch
- Qatar National Bank Qnb
- Rabobank Singapore
- Raiffeisen Bank International Ag Singapore Branch
- Rbc Investor Services Trust Singapore Limited
- Rhb Bank Berhad
- Royal Bank Of Canada
- Royal Bank Of Scotland Plc
- S.w.i.f.t
- Schroder And Co (asia) Ltd
- Schroder Investment Management Ltd
- Shinhan Bank, Singapore Branch
- Siam Commercial Bank Pcl, The
- Singapore Exchange Derivatives Clearing Limited
- Singapore Power Limited
- Sivantos Pte. Ltd.
- Skandinaviska Enskilda Banken Ab (publ)
- Skandinaviska Enskilda Banken S.a.
- Smbc Nikko Securities Pte. Ltd.
- Smrt Capital Pte. Ltd
- Societe Generale
- Standard Chartered Bank
- Standard Chartered Bank Limited
- State Bank Of India
- State Street Bank And Trust Company, Singapore Branch
- Sumitomo Mitsui Banking Corporation
- Sumitomo Mitsui Trust Bank, Limited
- Svenska Handelsbanken, Singapore Branch
- Taipei Fubon Commercial Bank Co.,ltd
- Taishin International Bank Co.ltd. Singapore Branch
- Templeton Asset Management Ltd
- The Bank Of East Asia Limited
- The Bank Of New York Mellon, Singapore Branch
- The Bank Of Nova Scotia, Singapore Branch
- The Central Depository (pte) Limited
- The Hokkoku Bank,ltd
- The Hongkong And Shanghai Banking Corporation Limited
- The Islamic Bank Of Asia Limited
- The Korea Development Bank, Singapore Branch
- The Royal Bank Of Scotland Plc Singapore
- The Shanghai Commercial And Savings Bank, Ltd.
- Toronto Dominion (south East Asia) Ltd.
- Toronto Dominion Bank
- U.b.a.f.-union De Banques Arabes Et Francaises
- Ubs Ag Singapore Branch
- Ubs Asset Management (singapore) Ltd.
- Uco Bank
- Unicredit Bank Ag Singapore Branch
- Union Bancaire Privee Ubp Sa Singapore Branch
- United Overseas Bank Limited
- Uob Kay Hian Pte Limited
- Verizon Asia Pacific Holdings Pte.
- Uob Kay Hian Pte Limited
- Verizon Asia Pacific Holdings Pte.
- Vtb Capital Plc, Singapore Branch
- Wells Fargo Bank, Na
- Western Union Business Solutions (singapore) Pte Ltd
- Westpac Banking Corporation
- Westpac Singapore Limited
- Wilmar International Limited
- Woori Bank
- Malayan Banking Berhad
- Dummy Usd Rate (special)
2.BANK THAILAND (THB)
- Bangkok Bank Public Company Limited
- Kasikorn Bank Public Company Limited
- ABN-AMRO Bank N.v. Bangkok Branch
- Krung Thai Bank Public Company Limited
- The Bank of Tokyo-Mitsubishi Ltd. Bangkok Branch
- TMB Bank Public Company Limited
- Siam Commercial Bank Public Company Limited
- Siam City Bank Public Company Limited
- Citibank N.A.
- Sumitomo Mitsui Banking Corporation
- Standard Chartered Bank (Thai) Public Company Limited
- CIMB Thai Bank Public Company Limited
- United Overseas Bank (Thai) PCL
- Bank of Ayudhya Public Company Limited
- Mega International Commercial Bank PCL
- Bank of America National Association
- Calyon
- Government Saving Bank
- Hong Kong & Shanghai Corporation Limited
- Deutsche Bank Aktiengesellsichaft
- Bank for Agriculture and Agricultural Cooperatives
- Mizuho Corporate Bank Limited
- Thanachart Bank Public Company Limited
- Islamic Bank of Thailand
- Tisco Bank Public Company Limited
- AIG Retail Bank Public Company Limited
- Kiatnakin Bank Public Company Limited
- ACL Bank Public Company Limited
- Hong Kong & Shanghai Corporation Limited
- Deutsche Bank Aktiengesellschaft
- Bank for Agriculture and Agricultural Cooperatives
- Mizuho Corporate Bank Limited
- Thanachart Bank Public Company Limited
- Islamic Bank of Thailand
- Tisco Bank Public Company Limited
- AIG Retail Bank Public Company Limited
- Kiatnakin Bank Public Company Limited
- ACL Bank Public Company Limited
- The Thai Credit Retail Bank Public Company Limited
- Land and Houses Bank Public Company Limited
- Government Housing Bank
- Industrial and Commercial Bank of China (Thai) Public Limited
3.BANK CHINA (CNY)
- Bank Of Hangzhou
- Postal Savings Bank Of China
- China Zheshang Bank Co., Ltd
- China Resources Bank Of Zhuhai
- Bank Of Guangzhou
- Guangdong Nanyue Bank
- Bank Of Dongguan
- Bank Of Jiangsu
- Baoshang Bank Co., Ltd
- Bank Of Shanghai
- Bank Of Ningbo
- Bank Of Beijing
- Shanghai Pudong Development Bank
- Industrial Bank Co.. Ltd
- China Merchants Bank
- Ping An Bank
- China Guangfa Bank
- China Minsheng Banking Co.,Ltd
- Hua Xia Bank
- China Everbright Bank
- China Citic Bank
- Bank Of Communications
- China Construction Bank
- Bank Of China
- Agricultural Bank Of China
- Industrial And Commercial Bank Of China
- Shenzhen Development Bank
- Guangdong Development Bank
- Development Bank of Singapore Co.Ltd
- Sichuan Rural Credit Union
- Bank Of Baoding
- Bank Of Tibet
- Shengjing Bank
- Jiangxi Rural Credit Union
- Bank Of Fushun
- Inner Mongolia Rural Credit Cooperative
- Heilongjiang Rural Credit Union
- Xinjiang Rural Credit Cooperatives
- Gansu Province Rural Credit Union
- Shanxi Rural Credit Union
- Shanxi Rural Credit Cooperatives Union
- Liaoning Rural Credit Cooperatives
- Hunan Rural Credit Union
- Henan Rural Credit Union
- Rural Credit Cooperation Of Hebei
- Dong Ying Lai Shang County Bank
- Panzhihua City Commercial Bank
- Bank Of Urumqi Co.Ltd
- Zhejiang Tailong Commercial Bank
- Zhejiang Mintai Commercial Bank
- Zhejiang Chouzhou Commercial Bank
- Jiangsu Province Rural Credit Union
- Guangxi Rural Credit Union
- Shenzhen Rural Commercial Bank
- Chengdu Rural Commercial Bank
- Tianjin Rural Commercial Bank
- Yunnan Hongta Bank Co.,Ltd
- Qujing City Commercial Bank Co.,Ltd
- Bank Of Anshan Co., Ltd
- Bank Of Taian Co., Ltd
- Dongying City Commercial Bank Co. Ltd
- Bank Of Handan
- Zhangjiakou City Commercial Bank
- Bank Of Nanyang
- Bank Of Shangqiu
4.MALAYSIA (MYR)
- Citibank Berhad
- Hsbc Bank Malaysia Berhad
- Ocbc Bank Berhad
- Standard Chartered Bank Malaysia Berhad
- United Overseas Bank Berhad
- Affin Bank Berhad
- Alliance Bank Malaysia Berhad
- Ambank (m) Berhad
- Cimb Bank Berhad
- Hong Leong Bank Berhad
- Malayan Banking Berhad
- Public Bank Berhad
- Rhb Bank Berhad
- Sme Bank
- Ocbc Al-amin Bank Berhad
- Cimb Islamic Bank Berhad
- Hong Leong Islamic Bank Berhad
- Maybank Islamic Berhad
- Public Islamic Bank Berhad
- Rhb Islamic Bank Berhad
- Maybank Investment Bank Berhad
- Midf Amanah Investment Bank Berhad
- Osk Investment Bank Berhad
- Al Rajhi Banking And Investment Corporation (malaysia) Bhd
- Bank Islam Malaysia Berhad
- Bank Kerjasama Rakyat Malaysia Berhad (bank Rakyat)
- Bank Muamalat Malaysia Berhad (6175-w)
- Bank Of America, Malaysia Berhad
- Bank Of China (malaysia) Berhad
- Bank Of Tokyo-mitsubishi Ufj (malaysia) Berhad
- Bank Pertanian Malaysia Berhad Rentas Spi
- Bank Simpanan Nasional
- Bnp Paribas Malaysia Berhad
- Deutsche Bank (malaysia) Berhad
- Industrial And Commercial Bank Of China (malaysia) Berhad
- Jp Morgan Chase Bank, Na Labuan Branch
- Kuwait Finance House (malaysia) Berhad
- Mizuho Bank (malaysia) Berhad
- Sumitomo Mitsui Banking Corporation Malaysia Berhad
- The Royal Bank Of Scotland Berhad (301932-a)
- Agrobank Islamic
- Bank Of Nova Scotia Berhad
- Amislamic Bank Berhad
- Standard Chartered Saadiq Berhad
- Bangkok Bank Berhad
- The Bank Of Nova Sscotia Berhad
- Eon Bank Berhad
- Malaysian Electronic Payment System System Sdn Bhd
- Export Import Bank Berhad
- Sumitomo Mitsui Bank Berhad
- India International Bank (malaysia) Berhad
- Affin Investment Bank Berhad
- Alliance Investment Bank Berhad
- Aminvestment Bank Berhad
- Cimb Investment Bank Berhad
- Public Investment Bank Berhad
- Rhb Investment Bank Berhad
- Hong Leong Investment Bank Berhad
- Hwang Dbs Investment Bank Berhad
- Kenanga Investment Bank Berhad
- Mimb Investment Bank Berhad
- Kaf Investment Bank Berhad
- Abrar Discount Berhad
- Cagamas Sdn Bhd
- Ecm Libra Avenue Sec
- Kumpulan Wang Simpanan Pekerja
- Asian Finance Bank Berhad
- Mizuho Corporate Bank (malaysia) Berhad
- Alliance Islamic Bank Berhad
- Affin Islamic Bank Berhad
- Bank Pembangunan (M) BHD
5.SOUTH KOREA (KRW)
- Korea Development Bank
- Busan Bank
- Industrial Bank of Korea
- Kookmin Bank
- Jeju Bank
- Suhyup Bank
- Kyongnam Bank
- National Agricultural Cooperative Federation
- Woori Bank
- Standard Chartered First Bank Korea
- Korea federation of savings banks
- Shinhan Bank
- Daegu Bank
- Hana Bank
6.INDIA (INR)
- All Bank / Payment System: Default
- PayTM Bank
7.FRANCE (EUR)
–
8.VIETNAM (VND)
–
9.UNITED KINGDOM OF GREAT BRITAIN AND NORTHERN IRELAND (GBP)
–
10.NETHERLAND (EUR)
–
Untuk biaya transfernya sendiri bisa dibilang sangat murah hanya sebesar Rp.50.000,- pertransaksi, dengan estimasi waktu uang diterima adalah +1 dihari kerja dengan waktu transfer sebelum 9:00 (GMT+8), dan kurs nilai tukar Rupiah akan otomatis diakumulasi ke nilai uang di negara tujuan.
Untuk cara transfernya sendiri pengguna yang sudah teregistrasi dan sudah melengkapi data yang dibutuhkan (upload data) tinggal buka menu transfer dan pilih transfer internasional, pilih negara tujuan, pilih bank tujuan, masukan nominal rupiah yang akan di transfer, pilih lanjut, lalu isi form info penerima seperti: nama, kewarganegaraan, dan alamat penerima yang jelas sesuai identitasnya dinegara tersebut, bila sudah diisi dengan lengkap informasi penerima selanjutnya akan diminta untuk mengisi informasi pengirim, selanjutnya ikuti tahapan demi tahapannya pada aplikasi saya yakin kalian akan mudah memahaminya.